:root{
  --navy:#071827; --navy2:#10283a; --red:#b51f2a; --red2:#d33a43;
  --ink:#17212b; --muted:#5e6871; --paper:#fff; --soft:#f4f5f6;
  --line:#dfe3e6; --shadow:0 18px 45px rgba(7,24,39,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#f7f8f9;color:var(--ink);font-family:Georgia,"Times New Roman",serif;line-height:1.75}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.topline{background:var(--navy);color:#fff;text-align:center;letter-spacing:.16em;font:600 10px/1.1 Arial,sans-serif;padding:8px}
.nav-wrap{max-width:1280px;margin:auto;display:flex;align-items:center;gap:24px;padding:12px 24px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);min-width:220px}
.brand-mark{display:grid;place-items:center;width:38px;height:38px;background:var(--red);color:#fff;border-radius:50%;font:bold 14px Arial}
.brand strong{display:block;letter-spacing:.09em;font:700 17px Arial,sans-serif}
.brand small{display:block;color:var(--muted);font:600 9px Arial,sans-serif;letter-spacing:.11em;margin-top:2px}
nav{margin-left:auto;display:flex;flex-wrap:wrap;justify-content:flex-end;gap:4px}
nav a{color:var(--ink);text-decoration:none;padding:8px 9px;font:600 12px Arial,sans-serif;letter-spacing:.02em}
nav a:hover{color:var(--red)}
.menu-toggle{display:none;background:none;border:1px solid var(--line);padding:8px 12px}
main{min-height:70vh}
.hero{background:linear-gradient(135deg,#fff 0%,#f8f9fa 60%,#f2eeee 100%);padding:42px 20px 80px;border-bottom:1px solid var(--line)}
.hero-inner{max-width:1200px;margin:auto;text-align:center}
.logo-hero{display:block;width:min(560px,92vw);height:auto;margin:5px auto 35px}
.kicker{font:700 12px Arial,sans-serif;letter-spacing:.18em;color:var(--red);text-transform:uppercase}
.hero h1{font-size:clamp(34px,5vw,64px);line-height:1.05;margin:12px auto;max-width:980px;color:var(--navy)}
.hero p{max-width:820px;margin:18px auto;color:var(--muted);font-size:19px}
.actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-block;text-decoration:none;padding:12px 22px;border:1px solid var(--navy);font:700 12px Arial,sans-serif;letter-spacing:.08em;text-transform:uppercase}
.btn.primary{background:var(--red);border-color:var(--red);color:#fff}
.btn.secondary{color:var(--navy);background:#fff}
.section{max-width:1180px;margin:auto;padding:72px 24px}
.section-head{max-width:760px;margin-bottom:30px}
.section-head .eyebrow{font:700 11px Arial,sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--red)}
.section-head h2{font-size:clamp(30px,4vw,46px);line-height:1.12;color:var(--navy);margin:8px 0 12px}
.section-head p{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);padding:26px;box-shadow:0 10px 28px rgba(7,24,39,.05)}
.card h3{margin:0 0 10px;color:var(--navy);font-size:22px;line-height:1.2}
.card p{color:#4d5962;margin:0 0 12px}
.card a{color:var(--red);font:700 11px Arial,sans-serif;text-transform:uppercase;letter-spacing:.08em;text-decoration:none}
.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}
.paper{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:42px}
.paper h3{font-size:29px;color:var(--navy);border-top:1px solid var(--line);padding-top:22px;margin-top:32px}
.paper h3:first-child{border-top:0;margin-top:0;padding-top:0}
.paper h4{font-size:21px;color:var(--navy);margin:28px 0 8px}
.paper p{margin:0 0 17px;color:#3f4b54}
.paper ul,.paper ol{padding-left:24px}
.paper li{margin:6px 0;color:#3f4b54}
.paper a{color:var(--red);font-weight:600}
.page-hero{background:var(--navy);color:#fff;padding:64px 24px}
.page-hero-inner{max-width:1180px;margin:auto}
.page-hero .eyebrow{color:#e36a70;font:700 11px Arial,sans-serif;letter-spacing:.17em;text-transform:uppercase}
.page-hero h1{font-size:clamp(38px,5vw,62px);line-height:1.05;margin:8px 0 14px}
.page-hero p{max-width:780px;color:#cbd4db;font-size:18px}
.feature-strip{background:#fff;border-bottom:1px solid var(--line)}
.feature-strip .inner{max-width:1180px;margin:auto;display:grid;grid-template-columns:repeat(4,1fr)}
.feature{padding:22px 18px;border-right:1px solid var(--line)}
.feature:last-child{border-right:0}
.feature strong{display:block;color:var(--navy);font-size:16px}
.feature span{display:block;color:var(--muted);font:12px/1.5 Arial,sans-serif;margin-top:4px}
.image-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.image-card{background:#fff;border:1px solid var(--line);overflow:hidden}
.image-card img{display:block;width:100%;aspect-ratio:3/2;object-fit:cover}
.image-card .body{padding:20px}
.image-card h3{margin:0 0 6px;color:var(--navy)}
.table-wrap{overflow:auto}
.paper table{width:100%;border-collapse:collapse;margin:18px 0}
.paper th,.paper td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}
.paper th{background:#f1f3f5;color:var(--navy);font-family:Arial,sans-serif;font-size:12px}
.callout{border-left:4px solid var(--red);background:#faf3f3;padding:20px 22px;margin:24px 0}
.cta{background:linear-gradient(135deg,var(--navy),#17364b);color:#fff;padding:50px 24px}
.cta-inner{max-width:980px;margin:auto;text-align:center}
.cta h2{font-size:36px;margin:0 0 12px}
.cta p{color:#ccd6dc;max-width:720px;margin:0 auto 24px}
.site-footer{background:#06121c;color:#c8d1d7;padding:50px 24px 20px}
.footer-grid{max-width:1180px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}
.footer-brand{font:bold 22px Arial,sans-serif;letter-spacing:.12em;color:#fff}
.site-footer h4{color:#fff;font:700 12px Arial,sans-serif;letter-spacing:.12em;text-transform:uppercase}
.site-footer a{display:block;color:#c8d1d7;text-decoration:none;margin:7px 0;font:13px Arial,sans-serif}
.site-footer p{max-width:520px;font-size:15px}
.footer-bottom{max-width:1180px;margin:35px auto 0;border-top:1px solid #253744;padding-top:16px;color:#8f9ba2;font:11px Arial,sans-serif}
.reveal{opacity:0;transform:translateY(12px);transition:.6s ease}
.reveal.visible{opacity:1;transform:none}
@media(max-width:980px){
  nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:10px 18px;box-shadow:0 12px 30px rgba(0,0,0,.08)}
  nav.open{display:flex;flex-direction:column;align-items:stretch}
  nav a{padding:11px 8px;border-bottom:1px solid #f0f0f0}
  .menu-toggle{display:block;margin-left:auto}
  .cards{grid-template-columns:1fr 1fr}
  .split,.image-grid{grid-template-columns:1fr}
  .feature-strip .inner{grid-template-columns:1fr 1fr}
  .feature{border-bottom:1px solid var(--line)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .nav-wrap{padding:10px 14px}
  .brand{min-width:0}
  .brand strong{font-size:14px}
  .hero{padding-bottom:50px}
  .cards,.footer-grid{grid-template-columns:1fr}
  .feature-strip .inner{grid-template-columns:1fr}
  .feature{border-right:0}
  .paper{padding:25px 20px}
  .section{padding:50px 16px}
}